'Phishing' Scam Involves E-Mails, Phone RequestsRedOrbit, TX - 12 hours agoIn all cases, the messages or calls asked people for their account information or credit or debit card account numbers and personal identification numbers. …Read full story ... (Read More)
Boston GlobeYour Money Identity Fraud Service Finds SkepticsNew York Times, United States - 6 hours agoThieves steal your personal information and open credit card and other accounts in your name. When they don’t pay the bills, it is your credit history that …My Social Security Number Is … Motley FoolPromises in LifeLock ads misleading, lawsuits say Arizona RepublicID theft CEO who had identity stolen defends service MSNBCComputerworld - New York Timesall 315 news articlesRead full story ... (Read More)
The Tech Herald3 charged with hacking into US restaurant chain, stealing credit …International Herald Tribune, France - May 12, 2008Prosecutors say the trio hacked into the cash register terminals in order to acquire "track 2" credit and debit card information. Track 2 data includes the …Officials: Hackers may have stolen millions of cards Newsday3 charged in hacking, theft at Dave & Buster's Bizjournals.comThree Charged With Hacking Dave & Buster's Chain Washington PostInformationWeek - Boston Globeall 119 news articlesRead full story ... (Read More)
Have you checked your credit record recently?Times Online, UK - 8 hours ago4 Credit account information includes the lender, the type of credit and details of the agreement. The status history charts repayments for the past 36 …Read full story ... (Read More)
Do you have a poor credit rating? If so, you are one of tens of thousands of Americans with the same problem. In fact, it seems that this has become a national ‘disease.’ And just what do people need that have a disease? They need a cure. Here are some sure-fire solutions to ‘ repair bad credit ‘. Keep in mind, like most ‘diseases,’ credit repair can take some time, but complete healing is possible. The First Step The first thing you need to do is find out what is being reported about you. This is easy and inexpensive. For under $10, you can get your credit ... (Read More)
Help! I’ve Been Turned Down You received an envelope in the mail with a great offer for a low interest credit card. You read all the details, even the boring small print and decided that this card fit your needs to a tee. You filled out the required forms and anticipated the day that the card would arrive ? you even got to pick which background you got. However, what came in the mail was not an acceptance and a brand new card but a denial. What is your first reaction? Perhaps anger. Perhaps sadness. Perhaps fear. Yet none of these will help you get a card! So, what should you do? 1. The ... (Read More)
Reach into your wallet or purse, pull out a card, swipe, and you’re done. It is very easy to use a credit card. The problem lies in choosing a card ? and it has nothing to do with the picture on the front! Choosing a credit card that works best for you is vital to your credit rating. If you choose incorrectly, you may find yourself in deep debt trouble. Here is some basic, yet extremely important, information that will help you make the right choice. Your Money Handling Habits Choosing a credit card that is perfect for one person may be a dismal failure for you because your habits are di... (Read More)
If you are a homeowner in need of a home equity loan but you have not yet built up any equity in your home, don’t despair. A 125 percent equity home loan may be the answer. A 125 percent equity home loan is a second mortgage loan that allows you to borrow up to 25% more than the value of your home. For example, if your home is worth $100,000 and you owe $100,000 on the mortgage, this loan program would allow you to still borrow up to $25,000. The 125 percent equity home loan is offered by various online lenders. Each lender has their own qualification and loan term guidelines but general... (Read More)
There’s only one way to discover the “health” of your credit. You need to examine your credit report. Your credit report is your “consumer identity” that potential lenders will use to judge your credit worthiness. Use these tips to give your credit profile the “tune-up” it needs for 2004. Tip #1- Check for Errors Your credit report or profile is more than just a collection of who your creditors are and how much you owe them or have paid them. The first thing you need to do is carefully check that your credit report is accurate. Nearly 70% of credit rep... (Read More)
Ah, the “good old days”. If you are a baby boomer, like me, then you probably remember how important it was to rush to the bank on payday. You had to get there before the teller lanes closed so that you could have your “cash allowance” for the week. Otherwise, if you needed cash you had to write a check, then go to the bank, and “cash” the check for real cash. Fortunately the days of the mad rush to get cash from the bank are long gone. We now enjoy the convenience of using a nearby automatic teller machine (ATM) or you can even get “cash back” a... (Read More)
